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80G Explained: Which Donations Qualify for Tax Benefits?

31/01/25
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There are various ways in which the Government of India promotes donations in India and ensures people have an opportunity to give back to society. To make these donations more appealing to people and to incentivise them to contribute with an open heart, certain provisions have been put in place. One such important act is Section 80G of the Income Tax Act, which offers certain tax benefits to people who donate to eligible nonprofit organisations in India.

In this blog post, we will be covering everything there is to know about 80G donations. We want to provide you with enough information to make the most out of your donations and enjoy the associated tax benefits.

Understanding Section 80G of the Income Tax Act

Section 80G is like a little reward for doing something good—it gives tax benefits to individuals, HUFs, and companies that donate to eligible charities or organisations. When you make a donation under this section, the amount is deducted from your total taxable income, reducing your tax liability. In simple terms, it allows you to save on taxes while supporting a cause you care about.

Here’s how the deductions work based on the organisation you choose:

Type of Donation Deduction Percentage Example
100% without limit Without deduction PM’s National Relief Fund, CM’s Relief Fund
50% without limit Half of the donation amount NGOs like Bal Raksha Bharat
50% subject to a qualifying limit Half, up to 10% of taxable income Donations to local government entities

For instance, donating to a local school project might fall into the last category, meaning the deduction is capped based on your income.

Knowing the type of donation and 80G donation limit can help you better plan your contributions and tax benefits.

What is the Eligibility Criteria for 80G Tax Exemption

To claim an 80G deduction, your donation must meet the following criteria:

  • Eligible Organisations: Contributions must be made to organisations that are registered under Section 80G.
  • Payment Mode: Donations must be made via non-cash methods like online payments, bank transfers, or cheques.
  • Personal Tax Filing: Individuals or HUFs must include these deductions when filing their income tax returns.

Note: Donations in kind (e.g., clothes, food) are not eligible for 80G tax benefits.

Also Read: How to Claim a Tax Deduction for Donation Under 80g

How to Claim the Deduction for the 80G Donation While Filing ITR?

Claiming your deduction under Section 80G doesn’t have to be complicated. You can ensure the process is smooth and hassle-free with the right steps. Let’s break it down:

  1. Obtain a Valid Receipt

Whenever you make a donation, ask the organisation for a complete receipt. This receipt must include:

  • The organisation’s name and address
  • Their Permanent Account Number (PAN)
  • 80G certificate number and validity
  • The amount donated (clearly mentioned)
  • Your name as the donor
  • For instance, if you donate ₹10,000 to a children’s welfare NGO, ensure the receipt lists all these details, or your claim might be rejected.
  1. Include Donation in Your ITR Filing 

When you’re filing your Income Tax Return (ITR), look for the section that asks for deductions under Chapter VI-A (this includes Section 80G). Mention the details of your donation here:

  • Name of the organisation
  • Donation amount
  • Type of donation (100% deduction, 50% deduction, etc.)
  1. Verify the Organisation’s Eligibility

Before you donate, double-check if the organisation is registered under Section 80G. You can find this information on their website or in their documentation. If you’re unsure, use the Income Tax Department’s portal to verify their registration.

  1. Keep All Documents Handy  

In addition to the receipt, it’s wise to keep a copy of the organisation’s 80G certificate or any donation acknowledgements they provide. These documents act as supporting proof if the tax authorities raise any questions about your claim.

  1. File Within the Deadline  

To ensure you don’t miss out on claiming your deductions, always file your ITR within the deadline. Late filing not only affects your ability to claim deductions but can also lead to penalties.

For example, if the deadline for filing is July 31, make sure your documents are ready and submitted well before this date. By filing on time, you not can only comply with tax regulations, but also secure the tax benefits of your generous donations.

By staying organised and verifying everything beforehand, you can easily claim your 80G deduction without any stress.

What 80G Tax Exemptions Mean at Bal Raksha Bharat 

When you choose to donate to Bal Raksha Bharat (also known as Save the Children India), you are giving more than just money – you are giving the gift of hope. Every donation helps us provide less privileged children with the education, healthcare, and protection they need to have access to a brighter, more promising future. These children, with your support, can dream, grow, and build a better future for themselves and their communities.

And yes, through our 80G certification, you can claim a donation tax deduction, but the real reward is in the joy and progress of a child whose life you have helped shape. Together, we can create a world where every child has the opportunity to thrive. Thank you for standing with us and these children, showing them that hope is possible through every act of kindness.

Frequently Asked Questions (FAQs)

  1. Can I claim an 80G deduction through my employer?  

Yes, if your employer facilitates donations and provides the necessary receipt, you can claim it during ITR filing.

  1. Do I need to submit the receipt of my donation to claim a deduction under Section 80G?  

Yes, the receipt is mandatory to validate your claim during tax filing.

  1. How do I check if the trust/organisation to whom I would be donating gives 80G deductions?  

You can check the organisation’s registration under Section 80G or verify the details on their website or certificate.

  1. Do donations to Save the Children India qualify for an 80G tax exemption?  

Yes, donations to Bal Raksha Bharat qualify for tax exemption. 


BRB Admin

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